With renters seeing steeply increasing rents and homebuyers presented with a mix of both housing affordability challenges and opportunities, how much home can you truly afford in today’s market? Knowing how much home you can afford is really the first step toward homeownership in today’s market. Although interest rates and prices may be bringing some […]
Making Home Ownership a Reality for All
Making home ownership a reality for all is possible. Buying a home is a symbol of the American dream, both as place to live and raise children and as an asset that can grow in value, provide future economic opportunities and grow generational wealth. Yet for many people, escalated home prices, increasing mortgage rates, inflation, and […]
Building Wealth Through Real Estate and Closing the Generational Wealth Gap
It is reported that in the U.S today 10% of the population holds 76% of the country’s wealth, and a major reason for that disparity is the transfer of wealth from generation to generation. In this blog we will look at how to build wealth through real estate and close the generational wealth gap. Generational […]
Are Interest Rates Too High?
Although a lower interest rate can help you save money through the life of your home loan, the rate you obtain is based on certain factors. Some of these circumstances are within your control and others are not. One of the greatest elements within your control is creditworthiness and the reduction of risk to the […]
Are You New to Investing in Real Estate?
Seasoned investors continue to take notice of real estate, and more new, potential investors are paying attention. In fact, real estate investment is a long-established method for hedging against inflation, diversifying your portfolio and creating multi-generation wealth. Investing in real estate can also offer a number of important tax advantages. When you are considering a […]
Fannie Mae & Freddie Mac Mortgage Loans FAQs
There are two large companies that guarantee most of the mortgages in the U.S. They are the Federal National Mortgage Association (FNMA) known as Fannie Mae, and the Federal Home Loan Mortgage Corporation (FHLMC) or Freddie Mac. In 2008, following the most serious financial crisis since the Great Depression, the U.S. government took over operations […]