With renters seeing steeply increasing rents and homebuyers presented with a mix of both housing affordability challenges and opportunities, how much home can you truly afford in today’s market? Knowing how much home you can afford is really the first step toward homeownership in today’s market. Although interest rates and prices may be bringing some […]
Making Home Ownership a Reality for All
Making home ownership a reality for all is possible. Buying a home is a symbol of the American dream, both as place to live and raise children and as an asset that can grow in value, provide future economic opportunities and grow generational wealth. Yet for many people, escalated home prices, increasing mortgage rates, inflation, and […]
Creative Financing for Exceptional Investors
Traditionally, the guidelines for qualification for investment property loans have been much stricter, with greater minimum down payment requirements, higher mortgage rates, and tougher employment history, debt to income ratio, credit score and history criteria. These made acquiring property loans for many investors difficult, if not impossible. In this blog we will look at creative […]
Uncovering the Hidden Advantages of Higher Interest Rates
Toward the end of last year, the Federal Reserve announced that borrowers could expect a series of rate hikes throughout the year in an effort to fight inflation and prevent the economy from expanding at an unsustainable rate. Although interest rates are key considerations for most borrowers, there are actually a number of advantages to […]
In the Realtor-Lender Partnership, What Does Your Lender Do for You?
Have you ever asked yourself, in the Realtor-lender partnership, what does your lender do for you? Undeniably, realtors who have a consistent list of strong prospective buyers and sellers have the greatest chances for success, and lenders and their realtor partners have strong reciprocal opportunities for business referrals. Lenders can be an important source of […]